Income tax
Old vs New Regime: Income Tax Comparison
Enter your income and deductions once and see your tax under both regimes, with rebate, surcharge and cess worked out.
Good to know
- For resident individuals. Standard deduction: ₹75,000 in the new regime and ₹50,000 in the old regime, applied to salary or pension.
- New regime (FY 2025-26): nil up to ₹4 lakh, then 5% to 30% in ₹4-lakh steps; rebate makes tax nil up to ₹12 lakh of taxable income, with marginal relief just above it.
- Income taxed at special rates — capital gains, lottery winnings and similar — is not included. Rebate does not apply to such income.
- Surcharge is worked out with marginal relief; the new regime caps surcharge at 25%. Total tax is rounded to the nearest ₹10.
- Caps on employer NPS contributions, and conditions on each deduction, are not checked by this tool.
These tools give general estimates for information only. They are not professional advice and may not reflect your full circumstances or the latest amendments. Please consult us before acting.